A world without cash: work with cryptocurrencies
2019 is the year in which digital payments, according to experts in technological trends, will extend to all areas of daily life. In an ecosystem where mobile payments are already the norm and more and more people are looking for fast, secure, digital payment methods via the Internet or mobile phone.
The cryptocurrencies in Spain: perspectives for 2019
Today, in full 2019, in Spain has not yet passed any law or regulation on cryptocurrencies, and all that is produced are conversations, first guidelines on how to declare them and little else. As a result, companies and cryptocurrency exchange platforms live in a gray area, not being directly regulated and, of course, they can not be covered by the deposit guarantee fund.
The Fintech boom that is changing the loan market in Spain
Technology at the service of money and domestic finances. This is the Fintech (name that comes from combining the initial syllables of FINance and TECHnology, finance and technology in English), or Financial Technology, this new business model of recent appearance that is changing the landscape of credit in the Spanish market. While the traditional banking sector is faced with new situations trying to adapt its products, which are sometimes offered depending on what they have to present or what is on the campaign, Fintech companies care about people and look for what they need most. it suits.
Loans for your car
How many times have we not been forced to sell or pawn our possessions to find ourselves in a financial crisis that seems to have no way out. There are no friends to support us and it seems that all banks lend money only to those who do not need it and can afford what they want for themselves, but never to the one who really needs it because he has lost his job and the debts and bills are accumulating. This frustration is classic and can lead to despair and hopelessness. For this reason, the financial market has found in this need an opportunity to support its users and give them a hand at the time when they need it most.
If we talk about the advantages of loans, it is impossible to omit the credit lines. The impact that these programs have had on the economy is excellent and has allowed thousands of families to overcome the economic problems and achieve the long-awaited stability, or that some young people are able to develop their projects or even study a university career if it occurs the opportunity.
Loans for young people
Ursula Brangwen.es is a platform that serves as a search engine for credit service agencies throughout Spain, but its work goes far beyond becoming a simple mediator. Its strength and what just makes it stand out among the credit market is that it offers another type of invaluable incentives and supports of different kinds. Among them we can find the loan to young people between 18 and 25 years.
What happens if I do not pay a personal loan in Spain?
When deciding to apply for a loan we are aware that it is necessary to pay it in the most timely manner possible, since otherwise we will be involved in a series of legal problems that we all prefer to avoid. However, fortune and destiny do not always run on our side or support our needs and many times, what you initially had for sure and what you were completely convinced becomes a false step and cracks under your feet. economic plan. Personal finances are destroyed and we can do nothing more than watch in horror how the responsibilities acquired become impossible to cope with and we ask ourselves what happens if I do not pay a personal loan in Spain?
Requirements to request a loan
The official banking entities offer loans under conditions of payment that are often impossible to fulfill. The requirements and procedures are another martyrdom when applying for a loan. Everything seems very complicated until you start working with specialized search engines from credit service agencies whose efficiency and speed make them stand out in the market above all others.
How to know if I am granted a personal loan
The modality of personal and rapid loans has been gaining strength during the last years, and the entities that provide these services have been adapting to the daily needs, making the procedures faster and faster and losing less time. Market investigations and in the sending of documents. However, despite the great facilities available to these data verification systems, it is still not possible to accredit all users and often overcomes the frustration of not having approved a loan that we urgently needed.
Why do not they give me loans anywhere?
Sometimes it seems that the more we need to borrow money, the harder it is to obtain the necessary guarantee to access a loan. You may have come to ask, why do not they give me loans anywhere? The truth is that this idea is not so far from reality, since some of the systems used by credit agencies to assess the viability of a loan take into account our past performance in terms of loans and payments, as well as our bank statements and our possession of property, or a fixed employment of constant income. When the system finds that these criteria are not completely met by our profile, then we are denied loans and we see ourselves in ever worse conditions that lead to bankruptcy.
Loans with mortgage guarantee
Given the numerous requirements that are needed to access a loan, we are often overwhelmed. We can not meet everyone and sometimes we are faced with an unfavorable situation because we can not show a steady payroll or a fixed job that allows us to access a loan. Needs do not give waiting and some urgencies must be resolved immediately so that they do not completely destroy our life. In many cases there are few or almost no options left in the market.
There are many occasions in which we have been urged by some type of financial aid. The emergencies and emergencies do not know the opportune moments and it is presented in any moment and many times we are forced to request loans to our friends of emergency, without considering the conditions or the interests that they offer us.
Emergencies are not considered open or open banks and that is why having access to loans on weekends becomes essential. How many times have we had to face a toothache during a Sunday morning, knowing that we do not have available doctors or dentists able to help us, or a car accident so far that the urban cranes can not cover the service.
Quick loans without paplos and reliable
There is nothing better than the possibility of getting availability of money whenever we need it. Quick, paperless and reliable loans are perhaps the most appropriate way to get significant amounts easily and conveniently to pay.
Learn what is TAE and TIN
Under the terms of a loan agreement you will always find the term Annual Equivalent Rate (APR), which refers to the interest that indicates the price or the utility of a financial service. But how is the APR calculated? It is through an arithmetic formula that includes the periodicity of the payments, the interest rate, some commissions and operating costs.
Personal loan offers for vacations
This summer season begins with a number of offers from financial entities. Many of these offers are attractive, with good interest rates. The amounts vary according to each institution. According to a study recently conducted by American Express Spain, Spaniards will spend an average of 2070 euros on the summer holidays 2018.